Pricing not yet released | Late 2027 or 2028 (est.)
CDS International Holdings | Delray Beach
109 SE 5th Avenue
A new development by CDS International Holdings in Downtown Delray Beach, Delray Beach, Palm Beach County. Residences, pricing, the deposit schedule and what the developer is offering right now, with me on your side from the first visit to the sales gallery.
Envision your life at 109 SE 5th Avenue
A four-story, 26-residence building just south of Atlantic Avenue
In downtown Delray Beach, just south of Atlantic Avenue, 109 SE 5th Avenue is a four-story, for-sale building from CDS International Holdings with 26 residences. The city approved it in February 2026, and completion is estimated for late 2027 or 2028. Four stories and 26 residences keep it small and low to the street. What you can weigh now is the downtown location just south of Atlantic Avenue and the modest scale. I can keep you informed as pricing and plans are released. Ask me for the floor plans, the amenity program and the current schedule.
01 The building
About 109 SE 5th Avenue
01
The area
109 SE 5th Avenue is in Downtown Delray Beach, Delray Beach, in Palm Beach County. Delray Beach sits in south Palm Beach County between Boca Raton and Boynton Beach, about 52 miles north of Miami, with three miles of ocean frontage, the barrier-island towns of Gulf Stream and Ocean Ridge close by, and the Palm Beach airport (now Trump International, DJT) about 19 miles away.
02
The location
The address is 109 SE 5th Ave, Delray Beach, FL, in Downtown Delray Beach.
03
The residences
CDS International Holdings is building new development residences in a 4-story building with 26 residences, pricing not yet released. Late 2027 or 2028 (est.).
04
The details
Four-story, 26-residence for-sale building just south of Atlantic Avenue downtown. Approved by the city in February 2026. Pricing and plans not yet released.
02 The incentives
What CDS International Holdings is offering
CDS International Holdings isn't publishing a specific offer for 109 SE 5th Avenue right now. Builders and developers often have room that never makes the website, and I ask for it.
Offers as shown on the developer's website on October 26, 2026. Offers change often, may require the preferred lender, and have conditions set by the developer. I confirm what applies before you sign anything.
03 The residences
Residences and pricing
Floor plans, the current price list and the deposit schedule are on request. Ask and I will send them along with what CDS International Holdings is offering this month.
Starting prices are the developer's published pricing before floor and view premiums, and the developer may change prices and release new lines at any time. Source: public listings and reporting, checked October 26, 2026. Confirm current figures before you visit.
04 The payment
What's a comfortable monthly payment for you?
Start with the payment that feels right, or with a home price, and see the whole picture: principal and interest, property taxes, insurance, mortgage insurance and HOA dues. Then see how a builder's rate buydown changes the first years.
Rate starts at the Freddie Mac weekly average for a 30-year fixed loan, 7.32% (15-year: 6.68%), as of October 22, 2026. It's a reference point, not a quote. Change it to anything you like.
Taxes, insurance and HOA
Starting values: a property tax of 1.6% of the price, a planning figure from Palm Beach County's 2025 total millage of about 15 to 21 mills after the homestead exemption (Palm Beach County Property Appraiser, tax year 2025). Home insurance of $4,000 a year, near Citizens' 2026 approved Palm Beach County average for a homeowners policy ($4,455) and adjusted for new construction with impact-rated windows and doors. HOA and CDD of $350 a month, near the middle of published Palm Beach new-community fees; Westlake adds its improvement district assessments. Private mortgage insurance usually runs $30 to $70 a month per $100,000 borrowed (Freddie Mac), so 0.60% sits in the middle. FHA uses 0.55% a year plus a 1.75% upfront premium (HUD). Flood insurance is extra where a lender requires it.
Homes up to about
$0
How a builder buydown works
Lower payments in the first years
With a temporary buydown, the builder pays money up front so your rate starts lower and steps up to the full rate. A 2-1 buydown starts two points lower in year one and one point lower in year two. A 1-0 buydown is one point lower for the first year. Here's what it does on the loan above.
| Year | Rate | Principal and interest |
|---|
For illustration only. These are estimates from the numbers you enter, not a loan estimate, a quote, an advertisement of credit terms or an offer to lend. Your rate, APR and payment depend on your credit, loan program, down payment, lender fees and the property, and taxes, insurance, flood coverage, HOA dues and CDD assessments vary by home, building and county. The Wulf Collaboration and Compass are not lenders. Talk with a licensed lender before you decide.
Before you visit a model or a sales gallery
The builder's team works for the builder
The sales team in the model home or the sales gallery is great at what they do, and their job is to sell the builder's homes or the developer's residences. Having your own agent costs you nothing extra in most cases, and it puts someone on your side for the decisions that matter most.
Most builders and developers need your agent with you, or registered, at your first visit. If you walk in on your own first, it can be hard to bring an agent in later. A quick text to 954-495-0767 before you go is all it takes.
Register you at the first visit
I set up the appointment, come with you, and make sure you're on record as my client.
Compare communities, homesites and floors
Lake and preserve premiums, which way the home or residence faces, what's planned next door, HOA and CDD fees and what they cover.
Work the builder's offer
Closing cost help, design credits, rate buydowns and deposit terms. I know what each builder and developer is offering this month and what's worth asking for.
Review the purchase agreement
Builder and developer contracts are written by the seller. We go through deposits and escrow, timelines, the 15-day review on a new condominium, and what happens if dates move.
Inspect during construction
An independent inspector before drywall and again before closing, so problems get fixed while they're easy to fix.
Walk the punch list with you
The final walkthrough, then the warranty list before your first year is up.
109 SE 5th Avenue
See it in person with me
I'll set up a visit to 109 SE 5th Avenue, send you current pricing and what CDS International Holdings is offering, and make sure you're registered as my client from the first step.
Got it
I'll be in touch shortly with your hand-picked list.
One tip while you wait: if you visit a model home or a sales gallery before we talk, send me a quick text at 954-495-0767 first, so I'm registered with you.
Representative photo
Model home and sales gallery visits
See it in person, with me
Pick a community or a tower and a day. I'll set up the visit, meet you there and make sure you're registered as my client from the first step through the door.
